If there is one thing that most of North Americans (and nearly all developed countries in the world), is that each one is suffering from certain types of debts.Most of those debts are financial debts although spiritual and moral debts are slowly becoming heavier and heavier. Most people,especially after holidays like Christmas, will head towards their kitchen tables, holding enough amount of bills wondering what happened,what went wrong and where the hell do I get these monies to pay back the debts? The fact is most people survives from a pay check to pay check.
Now having any type of debt is never a good feeling.No wonder some have committed suicide, some have committed murder, stole, became highly depressed, went deep with mental issue etc.The question is how do we get there? Is having debts stupidity or its the ultimate price of "development"? And are you one of those people who hates bill collectors to death?What happened?